Car accident and personal injury lawyers in Cyprus

Our team of injury and accident lawyers is based in Limassol, Cyprus, and focuses on providing effective services and achieving the best possible outcomes for clients regarding torts, personal injuries, and accidents.

We have extensive experience in handling claims related to road traffic accidents, and we can negotiate your claim to achieve the best possible outcome.

If the accident has just happened, start with our guide on what to do after a car accident in Cyprus.

Car accident lawyers in Cyprus

Having a car accident lawyer to defend your rights in these kinds of cases is very important since damages from personal injuries must be compensated well, and the amount of the compensation has to reflect the real needs of the client arising from the accident.

We send the claim to the insurer of the driver at fault with the medical evidence and the court decisions that support the amount. Under section 16B of the Motor Vehicles (Third Party Liability Insurance) Law 96(I)/2000, the insurer must answer within three months of the day you notify the claim, with one of these:

• a reasoned offer, where liability is not disputed and the damage has been assessed;
• a reasoned reply, where liability is disputed or not yet clear, or the damage is not fully assessed.

If the insurer owes you an offer and none comes within the three months, interest is payable on the amount it later offers or the court awards.

If the client fails to reach a compromise with the insurance company, the client has the right to initiate a legal case against the other party(ies).

If the other driver was uninsured or the car was never identified

The claim then goes to the Motor Insurers Fund (Ταμείο Ασφαλιστών Μηχανοκινήτων Οχημάτων). Under section 29 of Law 96(I)/2000, the Fund handles claims caused by drivers without the insurance the law requires and by vehicles that were never identified.

The Fund pays on the terms of its Basic Agreement with the Minister of Finance. That agreement gives you no right to sue the Fund. A dispute with the Fund about what the agreement means or how it applies goes to the Minister of Finance, whose decision is final.

If the driver at fault is known, you can still sue them. The Fund can then ask the court to add it to that case as a co-defendant if the case may affect its interests.

Accident claims in Cyprus

Our lawyer will seek economic and non-economic damages to defend your claims. Non-economic damages compensate for pain and suffering, while economic damages cover financial losses. The losses include:

• medical expenses,
• treatment costs,
• property loss,
• lost wages,
• rehabilitation expenses.

Rehabilitation may involve home care or daycare services and any necessary structural modifications to your home to accommodate new needs.

If you were partly to blame, you keep your claim. Under section 57 of the Civil Wrongs Law, Cap. 148, the court reduces the compensation by as much as it finds just, given your share of the responsibility for the damage.

Negligence in Cyprus

Under section 51 of the Civil Wrongs Law, Cap. 148, negligence includes doing what a reasonable, prudent person would not do in the circumstances, or failing to do what that person would do.

Negligence gives a right to compensation when it causes damage, and only to the person who was owed the duty of care.

In a road accident claim, the injured person shows that the driver they claim against owed them a duty of care, fell below what a reasonable, prudent person would do in the circumstances, and caused the injury or damage by it.

How long you have to claim

You have three years to bring a court claim for negligence, under Article 6 of the Limitation of Actionable Rights Law 66(I)/2012. The three years run from the day the cause of action arose, normally the day of the accident, or from the day you learned of the injury if that came later.

In a claim for injury or death, the court may let a late claim go ahead, but never more than two years after the three years run out. If the person liable admits the claim in writing, the period starts again from the beginning.

If you have left Cyprus

We take car accident claims from visitors who were hurt in Cyprus and have since gone home. Cyprus law lets you claim straight from the insurer of the driver at fault, without suing the driver.

If you sue the insurer directly and the insurer had cancelled the policy, the insured person (the person the policy covered) must be part of that court case too. The insurer has the same three months to answer, and the same three-year limit applies. The Cyprus Information Centre, run by the Road Transport Department, helps injured people get the basic details needed to settle a claim. Those details should reach them within five working days of their request.

If you live in another EU or EEA country

If the car that hit you was insured and normally based in an EU or EEA country other than your own, you can claim at home through the insurer's claims representative in your country (Directive 2009/103/EC). The representative has the same three months to answer.

If the insurer or its representative gives no reasoned reply within three months, you can claim from the compensation body in your own country, unless you have already sued the insurer directly. This route is not open to residents of the United Kingdom, which is in neither the EU nor the EEA.

Our services

Our team of accident and injury lawyers in Cyprus offer a range of services, including:

• Legal representation for personal injury claims by assisting clients in seeking compensation for injuries sustained due to negligence or accidents.
• Guidance on road traffic accident cases by helping victims through the legal process to obtain appropriate compensation for damages and injuries.
• Negotiation and settlement services that aim to resolve disputes out of court to avoid the expenses and stress of litigation.
• Litigation services by representing clients in court proceedings when settlements cannot be reached, so that their interests are effectively advocated.
• Consultation on liability issues by providing advice on the legal responsibilities of parties involved in accidents or injuries.
• Evaluation of compensation entitlements by assessing the extent of damages and advising on potential compensation amounts based on the specifics of the case.

We take car accident claims on a no win no fee basis.